Laura Garofalo SUPPLEMENTAL INSURANCE  Phone: 516-987-5454  555 Broad Hollow Rd Ste 426 Melville, NY 11747  e-mail: laura_garofalo@us.aflac.com web: http://www.aflac.com/  PERSONAL ACCIDENT – SHORT TERM DISABILITY HOSPITAL INDEMNITY – PERSONAL SICKNESS SPECIFIED DISEASE (CANCER) – DENTAL AND LIFE Employees look to their company for solutions, particularly when an accident occurs.But how can you do more with major medical costs devouring the lion’s share of available dollars?  In fact, you may be forced to do less if additional cost-sharing or cutbacks are necessary to keep group coverage intact or financially viable.  Plus there are other factors that concern your employees, including the lack of control over benefit dollars and conditions attached to seeking services or getting paid. That is why you need AFLAC… that’s why you need us now. We will help you add benefits (not costs) that are designed to enhance employee productivity and retention.  Best of all, you can achieve FICA savings and possibly reduce workers compensation claims while strengthening your employees’ financial security. We have the far-reaching benefits package your employees want and need… available under your “corporate umbrella.”  AFLAC policies are owned and paid for by the employee.  They control the cash benefits.  We do all the work and you get all the credit.